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Delta SkyMiles® Gold Business American Express Card Review (2024.6 Update: 75k Offer)

physixfan      2024-06-06     2024-06-06

Non-affiliate disclosure: all information about the this card have been collected independently by US Credit Card Guide and has not been reviewed by the issuer.

2024.6 Update: The new offer is 75k. Expires on 2024.7.17.

2024.3 Update: The higher offer is expired. The current offer is very low ball. Wait for the higher offer to come back.

2024.2 Update: The new offer is 80k, and there are a few changes to this card:

  • Annual fee is increased from $99 to $150.
  • Delta Flight Credit increased from $100 to $200, after $10k spending.
  • New benefit: $150 Delta Stays Credit
  • Main Cabin 1 Priority Boarding
  • Earning structure changed a little bit.

Application Link


  1. 75k offer: earn 75,000 Delta miles after spending $6,000 in first 6 months. The recent best offer is 75k+$200.
  2. We value Delta Miles at 1.3 cents/mile (Airline Miles Value). So the 80k welcome offer is worth about $1,040! See A Beginner’s Guide to Delta Miles to check for details about Delta Miles.
  3. Earn 2 miles per $1 spent on Delta purchases; Earn 2 miles per $1 spent on shipping and advertising, up to $50,000 in purchases per calendar year; 1 mile per $1 on other purchases.
  4. Earn a $200 Delta Flight Credit if you spend $10,000 in a calendar year.
  5. First checked bag free on Delta flights.
  6. Main Cabin 1 Priority Boarding on Delta flights.
  7. 20% savings on in–flight foods and entertainment.
  8. [New] $150 Delta Stays Credit: Get up to $150 back per year as a statement credit after using this card to book prepaid hotels or vacation rentals through Delta Stays on
  9. With this credit card, you can get access to Amex Offers, which often offers very good discounts at some stores. In the past we have seen offers like: Spend $15 or more and get $5 back at Walmart; Spend $75 or more and get $25 back on
  10. No foreign transaction fee.
  11. Refer a friend: You can earn 5,000 or 10,000 bonus Delta miles for every approved account you refer, up to 100,000 Delta miles per calendar year.


  1. $150 annual fee, but waived for the first year.

Recommended Application Time

  1. You can only get the welcome bonus once in a lifetime, so be sure to apply when the historical highest offer appears.
  2. AmEx doesn’t care about the number of hard pulls.
  3. You can try to apply for it when you have a credit history of 6 months.
  4. Only one AmEx credit card can be approved in a day. This rule does not apply to charge cards, you can be approved for one credit card and multiple charge cards in the day. Multiple cards approved in the same day will only have one Hard Pull.
  5. Only 2 AmEx credit cards can be approved within 90 days, but again, this rule does not apply to charge cards.
  6. You can keep at most 5 AmEx credit cards, not including charge cards.


The welcome offer is quite good.

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Recommended Downgrade Options

  • You can not downgrade this card to any card with no annual fee, so I suggest you close it when you don’t want to keep it any longer.

After Applying

  • Click here to check AmEx application status.
  • AmEx reconsideration backdoor number: 877-399-3083. The “real” backdoor number of Amex is well protected. Different from Chase, the representatives from this AmEx reconsideration backdoor number only have the right to help you submit requests.

Historical Offers Chart

Application Link

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