Citi Strata Credit Card Review (New Card Launched: 30k Offer)

physixfan      2025-07-29     2025-07-29 Application LinkBenefits30k Welcome Bonus: Earn 30,000 ThankYou Points (TYP) after spending $4,000 within the first 3 months of account opening.We value TYP at 1.6 cents/point, making the welcome bonus worth approximately $480.Points Earning Structures:5x TYP on Hotels, Car Rentals, and Attractions booked through Citi Travel3x TYP at Supermarkets,…

Continue ReadingCiti Strata Credit Card Review (New Card Launched: 30k Offer)

Citi Strata Elite Credit Card Review (New Card Launched: 80k Offer)

physixfan      2025-07-27     2025-07-27 Application LinkBenefits80k Welcome Bonus: Earn 80,000 ThankYou Points (TYP) after spending $4,000 within the first 3 months of account opening.We value TYP at 1.6 cents/point, making the welcome bonus worth approximately $1,280!Points Transfer: Points earned from this card can be transferred to airline and hotel partners. You can…

Continue ReadingCiti Strata Elite Credit Card Review (New Card Launched: 80k Offer)

Chase Freedom Flex℠ (CFF) Credit Card Review (2025.6 Update: $200 Offer; Possibly Refreshed/Discontinued In The Near Future?)

physixfan      2025-07-01     2025-07-01 Non-affiliate disclosure: all information about the this card have been collected independently by US Credit Card Guide and has not been reviewed by the issuer.2025.7 Update: This card is in a strange state now: in this Freedom cards official webpage, this card has no application button; in this…

Continue ReadingChase Freedom Flex℠ (CFF) Credit Card Review (2025.6 Update: $200 Offer; Possibly Refreshed/Discontinued In The Near Future?)

AmEx Starts to Have “AS HIGH AS xxx” Wording in Welcome Offer (Update: More Common Now)

physixfan      2025-06-27     2025-06-27 AmEx SummariesAmerican Express (AmEx)Starting around November 2023, AmEx began rolling out a new and rather shady type of welcome offer. Instead of clearly telling you what you’ll get upfront, the offer headline now reads something like “AS HIGH AS xxx points.”The catch? You won’t know your actual bonus…

Continue ReadingAmEx Starts to Have “AS HIGH AS xxx” Wording in Welcome Offer (Update: More Common Now)

Chase Sapphire Reserve for Business℠ Credit Card Review (New Card, 200k Offer!)

physixfan      2025-06-23     2025-06-23 Non-affiliate disclosure: all information about the this card have been collected independently by US Credit Card Guide and has not been reviewed by the issuer.2025.6 Update: New card launched. The welcome offer is 200k, which is HUGE!Offer LinkBenefits200k offer: earn 200,000 Ultimate Rewards (UR) points after spending $30,000…

Continue ReadingChase Sapphire Reserve for Business℠ Credit Card Review (New Card, 200k Offer!)

BoA Customized Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + 6% Cashback on Category of Your Choice First Year)

ThunderFat      2025-06-02     2025-06-02 2025.6 Update: The new offer is $200 plus 6% cash back in the category of your choice for the first year. This is 3% more cashback in addition to the existing 3% cashback rate on category of your choice. The upper limit is the same $2,500 spending per…

Continue ReadingBoA Customized Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + 6% Cashback on Category of Your Choice First Year)

BoA Unlimited Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + Unlimited 2% Cashback First Year)

physixfan      2025-06-02     2025-06-02 2025.6 Update: The new offer is $200 plus unlimited 2% cashback for the first year. This is 0.5% more cashback in addition to the existing 1.5% cashback rate. Therefore, if you are a Platinum Honors member with +75% bonus, you will earn 1.5%*(1+75%)+0.5%=3.125% cashback rate! This is the…

Continue ReadingBoA Unlimited Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + Unlimited 2% Cashback First Year)