Blog

Chase Sapphire Preferred® (CSP) Review (2026.6 Update: 75k Offer; Hyatt Transfer Ratio Will Be Cut To 4:3; Will Increase Hotel Credit To $100; Will Add New Bonus Categories)

physixfan      2026-06-10     2026-06-11 Non-affiliate disclosure: all information about this card has been collected independently by US Credit Card Guide and has not been reviewed by the issuer. 2026.6 Update: Chase announced the following changes starting from Jun 15: UR->Hyatt Transfer Ratio Will Soon Be Cut To 4:3 with Chase Sapphire Preferred…

Continue ReadingChase Sapphire Preferred® (CSP) Review (2026.6 Update: 75k Offer; Hyatt Transfer Ratio Will Be Cut To 4:3; Will Increase Hotel Credit To $100; Will Add New Bonus Categories)

Capital One Savor Cash Rewards Credit Card Review (Formerly SavorOne) (2026.6 Update: $250 Offer)

physixfan      2026-06-11     2026-06-11 [2026.6 Update] The new offer is $250. [2025.8 Update] The new offer is $200+$100. [2025.12 Update] The higher offer is expired. The current offer is $200. Learn More Benefits $250 offer: earn $250 cash bonus after you spend $500 in the first 3 months. This is the best offer on…

Continue ReadingCapital One Savor Cash Rewards Credit Card Review (Formerly SavorOne) (2026.6 Update: $250 Offer)

UR->Hyatt Transfer Ratio Will Soon Be Cut To 4:3 with Chase Sapphire Preferred (CSP) and Chase Ink Preferred (CIP)!

physixfan      2026-06-10     2026-06-10 Terrible news! Chase has announced that starting 6/15, Ultimate Rewards (UR) points from the Chase Sapphire Preferred (CSP) and Chase Ink Preferred (CIP) will transfer to Hyatt at a reduced 4:3 ratio. Previously, the transfer ratio had always been 1:1. If you hold the Chase Sapphire Reserve (CSR)…

Continue ReadingUR->Hyatt Transfer Ratio Will Soon Be Cut To 4:3 with Chase Sapphire Preferred (CSP) and Chase Ink Preferred (CIP)!

The New BofA Rewards: $100k Assets Now Get 50% Credit Card Rewards Bonus, $1M Required for 75% Bonus

physixfan      2026-05-31     2026-05-31 BoA Credit Card Summaries Bank of America (BoA) The Bank of America Preferred Rewards program has long been one of the most distinctive features of BofA credit cards. The basic idea is simple: if you keep enough deposits or investments with Bank of America or Merrill Edge, you…

Continue ReadingThe New BofA Rewards: $100k Assets Now Get 50% Credit Card Rewards Bonus, $1M Required for 75% Bonus

Citi Custom Cash Credit Card Review (Discontinued)

physixfan      2026-05-29     2026-05-29 2026.5 Update: This card is now discontinued. Existing card members can enjoy the benefits as before. Nobody knows yet if/when they will do an automatic conversion to another card. 2022.1 Update: The 30k link is expired. The current offer is 20k. 2021.11 Update: There’s a 30k direct link…

Continue ReadingCiti Custom Cash Credit Card Review (Discontinued)

Discover it Credit Card Review (No Credit History Required) (2026.5 Update: $200 Offer!)

physixfan      2026-05-23     2026-05-23 2026.5 Update: There’s a link with $200 offer, and the double cash back on the first year feature is also there. This is the best ever offer on this card! HT: DoC. 2022.3 Update: It seems the good grade reward is no longer available. 2021.9 Update: Some users…

Continue ReadingDiscover it Credit Card Review (No Credit History Required) (2026.5 Update: $200 Offer!)

Fidelity Rewards Credit Card Review (2026.5 Update: $150 Offer)

physixfan      2026-05-19     2026-05-19 2026.5 Update: The new offer is $150. HT: DoC.2023.9 Update: There’s no FTF on this card any more!Application LinkBenefits$150 offer: earn a $150 bonus after you make at least $1,000 in purchases within the first 90 days. This is the best ever offer on this card.Earn 2% cash…

Continue ReadingFidelity Rewards Credit Card Review (2026.5 Update: $150 Offer)