physixfan 2024-04-03 2024-04-03
Checking Accounts
Checking Accounts
Application Link
Benefits
- $525 welcome offer, see below for requirements. Offer ends on 2024/06/30.
- NO ATM fee worldwide. It is said on their official website: “Please note, though SoFi doesn’t charge foreign transaction fees, there is a foreign exchange fee of 1% charged by Visa that is not waived” According to the actual experiences, this means you will pay a 1% fee when make purchases, while it is absolutely free to withdraw cash from ATM.
- Its interest rate is decent. Currently (2024.4) it offers 4.60% APY.
- $0 monthly fee, no minimum deposit requirements.
Bonus Requirements
- Members who previously enrolled in direct deposit into either SoFi Money or SoFi Checking and Savings, whether currently still enrolled or not, do not qualify for this Direct Deposit Promotion.
- Direct Deposit (DD) requirement: before 2024.06.30, and within 25 days of “Direct Deposit Bonus Period”, do at least $5,000 DD and earn the welcome offer. Note that the “Direct Deposit Bonus Period” begins when SoFi receives a Direct Deposit and ends 25 calendar days later, not begins on the account opening day.
Summary
Sofi is a new and fast growing fintech company. This account is good in terms of UI and it has no fees. The welcome offer is very generous.
Application Link
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