AmEx Starts to Have “AS HIGH AS xxx” Wording in Welcome Offer (Update: More Common Now)

physixfan      2025-06-27     2025-06-27 AmEx SummariesAmerican Express (AmEx)Starting around November 2023, AmEx began rolling out a new and rather shady type of welcome offer. Instead of clearly telling you what you’ll get upfront, the offer headline now reads something like “AS HIGH AS xxx points.”The catch? You won’t know your actual bonus…

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Chase Sapphire Reserve for Business℠ Credit Card Review (New Card, 200k Offer!)

physixfan      2025-06-23     2025-06-23 Non-affiliate disclosure: all information about the this card have been collected independently by US Credit Card Guide and has not been reviewed by the issuer.2025.6 Update: New card launched. The welcome offer is 200k, which is HUGE!Offer LinkBenefits200k offer: earn 200,000 Ultimate Rewards (UR) points after spending $30,000…

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BoA Customized Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + 6% Cashback on Category of Your Choice First Year)

ThunderFat      2025-06-02     2025-06-02 2025.6 Update: The new offer is $200 plus 6% cash back in the category of your choice for the first year. This is 3% more cashback in addition to the existing 3% cashback rate on category of your choice. The upper limit is the same $2,500 spending per…

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BoA Unlimited Cash Rewards Credit Card Review (2025.6 Update: $200 Offer + Unlimited 2% Cashback First Year)

physixfan      2025-06-02     2025-06-02 2025.6 Update: The new offer is $200 plus unlimited 2% cashback for the first year. This is 0.5% more cashback in addition to the existing 1.5% cashback rate. Therefore, if you are a Platinum Honors member with +75% bonus, you will earn 1.5%*(1+75%)+0.5%=3.125% cashback rate! This is the…

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Mesa Homeowners Card Review (Earn Points on Mortgage) (2025.5 Update: 50k Offer)

physixfan      2025-05-25     2025-05-25 2025.5 Update: This is a newly launched card, and its biggest selling point is that it lets you earn points on your mortgage payments. Right now, there’s a 50k point welcome bonus available, ending June 30.Application LinkMesa Homeowners Card Make sure to use promo code BONUS50 when applying…

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Discover Savings Account Review (2025.5 Update: $150/$500 Offer!)

physixfan      2025-05-20     2025-05-20 2025.5 Update: There’s a new $250/$500 offer.Application LinkBenefitsNew account opening bonus of $150/$500! See below for detailed requirements. Offer expires on 2025.6.11.The opening bonus will arrive very quickly, typically a few days after you deposit the required money.$0 monthly fee.No early termination fee, you can close the account…

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Wings of the Points — UR/MR/TYP/C1/Bilt/Marriott Points to Miles Transfer Chart (2025.5 Update: Bilt Is Added)

physixfan      2025-05-12     2025-05-12 2025.5 Update: Bilt Rewards is added to this chart. A few minor changes over the years are also updated.UsageIt is better to view this chart on desktop. The screens on mobile devices are usually too narrow to fully interact with the chart.Move your mouse over the hotel, bank,…

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